AYUNI direct Realty is a Gurgaon based Real Estate consulting company (RERA Reg. No. H-RERA NO. 70 OF 2017) shaped in 2006, with the purpose of providing the best experience in buying/selling property in India. Our expert team of financial advisers & Property Experts will assist you to make the right decisions by combining all kinds of information and market knowledge that comes from experience. we have a wide range of Residential and Commercial property in Gurgaon and other parts of India like Delhi NCR, Goa, Bangalore, Kolkata Mumbai, Pune, etc
We continuously differentiate ourselves through transparency, quality services, code of ethics and ability to understand the requirement of customers. Ayuni direct Realty understands the need/requirement of the client and then delivers the best possible solutions accordingly, so that clients can make the best decision.
We are one of the pioneer channel partners of the real estate industry specializing in Gurgaon location. In real estate, positive leadership qualities must be embodied because here we are more into fulfilling someone’s dream rather than making a transaction. So we have to take care of every penny our client spends. Through our uncompromised services, we want our client to become our brand ambassador.
We provide an in-depth analysis of residential, commercial and retail markets across Gurgaon Delhi NCR through our real estate research solution. Our research is based on primary sources. Make informed decisions with our distinct and comprehensive views and opinion. Our experts are here to guide you in every step. We do whole research of projects which include Construction.
Real estate is always a great investment option. There is a famous Quote “property owners grow rich in their sleep without working, risking or economising” You may even use it as a part of your overall strategy to begin building wealth. Best investment opportunities are the ones that give you high returns.
In India, With the introduction of new policies by the government, easing up of home loan regulation and the availability of affordable homes, real estate investments have become accessible to almost everyone.
According to HSVP, they have found that a considerable number of residential, commercial and institutional properties have been occupied without valid certificates
November 23, 2022, 08:43 IST]
GURUGRAM: People who own residential, commercial and institutional buildings without getting a valid occupation certificate (OC) from HSVP have one last chance to apply for it. They can apply for an OC before December 31, officials said.
According to HSVP, they have found that a considerable number of residential, commercial and institutional properties have been occupied without valid certificates.
“It has been decided that as a gesture of goodwill, all such allottees of of group housing plots carved by HSVP may also be given another, but one-time
opportunity, to make an application for issuance of occupation certificate forlimited period till December 31,” said an HSVP officer.
Updated: October 12, 2022 ..
The officials also suggested introducing an online system for people to get duplicate copies of revenue documents of their property. Currently,
a person needs to visit the revenue office to get a copy of the document.
GURUGRAM: A system to verify Aadhaar card at the time of registration of property ..
appointment of lawyers at the tehshil level, auto-mutation of property after registration, sitting
arrangements for patwaris at the tehshil office and appointment of additional staff to assist patwaris were some of the suggestions
given by revenue officials at a consultation meeting chaired by additional chief secretary (revenue) V S Kundu on Tuesday.
The officials also suggested introducing an online system for people to get duplicate copies of revenue documents of their property. Currently, a person need
to visit the revenue office to get a copy of the document.
Additional chief secretary (revenue) V S Kundu held the meeting in Gurugram to to get feedback and suggestions for improving the working of the revenue
department and simplify the processes for residents.
By : Leena Mudbidri | Timesproperty@timesgroup.com| 22 September, 2022
Moratoriums are often sanctioned in response to temporary financial hardships. Here’s what you need to know about moratoriums before you apply for one
The word ‘moratorium’ literally means ‘temporary stopping of an activity, especially by official agreement’. In housing loan terminology, the moratorium period refers to the period where the borrower gets a break from making the Equated Monthly Instalment (EMI) payments on the home loan borrowed. The moratorium period signifies the short term relief a borrower can get from their lending institution to organise their finances to resume the home loan repayment comfortably.
WHAT A MORATORIUM ON YOUR HOME LOAN MEANS
As a home loan borrower, your EMI payment begins from the very month your loan is disbursed till the end of your repayment tenure. If you feel that you are not ready with your loan repayment plan, are low on finances, have lost your job, or are in between jobs and need to rejig your financial resources, then you can opt for a moratorium period as soon as you secure the home loan. The moratorium period could be for three months, six months or a maximum period of two years, depending on your lender.
Choosing a home loan moratorium period at the time when your approved home loan starts its tenure will give you sufficient time to plan all your finances, especially your expenses that include your present house rent if you are living in a rental accommodation. This period can give you the right break to complete your other property related payments such as registration, stamp duty, property management, etc.
HOW DOES A MORATORIUM HELP HOMEBUYERS?
The home-buying experience in India can sometimes be fraught with unforeseen circumstances that can in turn impact your purchase. Delay in the construction of your home and its delivery for your occupation is a major hindrance that can impact your homebuying journey. Particularly, when you are staying in a rental accommodation and servicing your home loan at the same time
So, what’s the role of a moratorium on your home loan? Most lending organisations including banks offer home loan borrowers a moratorium to relieve them of this double financial burden by giving them some time to plan their finances in order to meet their expenses as well as to prepare for EMI payments. One advantage of opting for a moratorium is that it does not affect your credit score.
IMPACT OF A MORATORIUM ON EMIS
While a moratorium offers temporary relief from EMI payments, you are still required to pay the interest amount on your housing loan, either during the moratorium period or after the expiry of its term. When you pay the interest that is charged during the moratorium period itself, your EMI remains the same while only your tenure increases. But when you pay the interest after the expiry of the moratorium period, it is added to your loan amount and adjusted through higher EMIs during the repayment period.
This is why it’s wise to continue to service the interest amount during this period.
WHAT’S THE ELIGIBILITY CRITERIA FOR A HOME LOAN MORATORIUM?
When should you opt for a moratorium and how do you qualify for one? Both these factors depend on the genuine nature of the crisis that’s causing a strain on your financial resources and hindering your monthly EMI payments. Your eligibility factor will depend on the lending institution, who will decide based on the gravity of your financial situation.
As a home loan borrower, you have several routes to financial recourse in your path to owning your dream home. A moratorium period is just one of these.
Source - Times Property
Rising construction cost to push up real estate prices
By Sobia Khan ET Bureau Last Updated: Mar 29, 2022, 09:47 AM IST
Synopsis - Over the last one year, developers’ average cost of construction has risen 10-12%, owing to higher input cost due to supply-side constraints. This surge in cost comes at a time when developers have been under pressure due to higher debt and liquidity concerns over the last few years.
The rising cost of construction is likely to push up real estate prices across real estate assets classes, dampening the recovery.
Over the last year, developers’ average cost of construction has risen 10-12%, owing to higher input costs due to supply-side constraints. This surge in cost comes at a time when developers have been under pressure due to higher debt and liquidity concerns over the last few years.
The cost of key materials like cement and steel has risen over 20% yearly as of March 2022. These constitute a predominant share of the total cost of construction. So far, developers have been cautious about increasing prices as the market was recovering from the aftermath of Covid-19. However, developers have now started feeling the pinch of rising costs and started reviewing their pricing strategy, mentioned Colliers.
“With rising material cost, developers will be compelled to increase prices as construction materials account for about 2/3 rd share in the total cost of construction. Developers have already been operating on thin margins over the last few years. The rising cost will impact developers in the affordable and mid-market segments relatively more as they are already operating on lower margins. With wholesale price inflation (WPI) and material cost, both seeing a double-digit rise, the cost of construction can rise by a further 8-9% by December 2022,” said Ramesh Nair, CEO, India & Managing Director, Market Development, Asia, and Colliers.
Residential projects in the affordable and mid-income segments carry relatively lower margins and are price sensitive. Hence, any major increase in input cost can put pressure on developers to pass it on to end-users. On the other hand, Grade A industrial and warehousing facilities are already seeing robust demand from E-commerce players. An increase in construction cost is likely to put upward pressure on rents due to the limited availability of quality assets, the firm said.
“Developers are facing high costs but are being cautious to increase the price for end-users as it might impact overall demand. However, if the escalated cost persists, developers may have to pass on increased overheads to the end-users. Some intervention from the government in the form of lower import duty can provide some relief to developers, especially in segments with low margins,” said Argenio Antao, Chief Operating Officer, and Colliers India.
Overall, in the market, large Grade A developers will be able to withstand the rise in cost and may pass it on depending on the demand dynamics. However, smaller developers may seek to enter joint development agreements for specific projects to tide through the high cost.
Dwarka Expressway is a hot property destination for property purchasers and investors because of its strategic location, excellent connectivity, and excellent physical and social infrastructure.
March 10, 2022 6:30:43 pm
Gurgaon and the real estate industry in Delhi-NCR are about to undergo a profound transformation with the completion of Dwarka Expressway on August 15, 2022, which had over the years gained popularity as a high demand real estate corridor in NCR and Gurgaon in particular
Nitin Gadkari, Union Transport and Highways Minister, announced last year that the long-awaited Dwarka Eway project will be completed on Independence Day in 2022. An elevated road measuring 29 km between Shiv Murti (Delhi) and Kherki Daula Toll (Gurgaon) on NH8 is the world’s longest elevated road (23 km). An 18.9 km segment of it falls in Gurgaon, and it has been designed as an 8-lane grade separated road. There are also three-lane service roads on each side of the highway, along with four multi-level interchanges and crossroad underpasses at major intersections.
In recent years, Dwarka Expressway has become the most prestigious and affluent locality in Gurgaon. Various high quality developments by prominent developers have made this area more upscale. As such, this high profile locality of Gurgaon is a hot favorite with those looking for affordable, mid-priced, premium or luxury homes. The development of this high potential area is being undertaken by renowned developers such as Tata, Godrej, Sobha, Shapoorji Pallonji, Signature Global, Hero Group, ATS, and Puri Constructions. As of now, the area in Dwarka Expressway is quite livable with well over a lakh people living in a number of group housing societies across several complexes in various sectors. For those seeking home ownership, there is a good selection of 2,3,4 BHK homes in a wide range of prices. In addition to large under construction inventory, buyers can select ready-to-move homes from a selection of high rise apartments in gated community complexes or plotted housing developments.
There are a number of affordable homes for sale on the Dwarka Expressway. They can be purchased under the Haryana government’s affordable housing scheme through Pradhan Mantri Awas Yojana (PMAY), wherein home buyers can avail interest subsidy. Lifestyle homes that are affordable yet provide the best of amenities like community center, daycare facility, landscaped garden, children’s play area, jogging track, 24-hour power and water supply, and convenient shopping within the community along with free maintenance for 5 years.
Dwarka Expressway is a hot property destination for property purchasers and investors because of its strategic location, excellent connectivity, and excellent physical and social infrastructure. It is in close proximity to both the Railway Station and the upcoming Interstate Bus Station. A mere 20 minutes’ drive away from IGIA, it has easy access to the Delhi Metro via Huda City Centre Metro Station. The proximity of major expressways such as NH8, KMP, NPR give it an added advantage of accessibility. A number of top-of-the-line medical facilities are located near the Dwarka Expressway. AIIMS Jhajjar is just about 20 km from the expressway. Haryana Chief Minister ML Khattar recently laid the foundation stone of 500-bed super specialty ESIC hospital at Manesar, about 30 minutes away. A 650-bed medical college and hospital is under construction in Sector 102, Gurgaon Metropolitan Development Authority has announced. Spread over 30 acres, it is expected to be operational by 2024.
Recently, Dwarka Expressway has been attracting attention due to several new and significant developments. As part of GMDA’s Comprehensive Mobility Management Plan (CCMP), Dwarka Eway will receive a major boost in connectivity. This will involve the construction of roads connecting Sector 125 / 114 and 108/106, NPR and Sector 114.
In Sector 10 and Dwarka Eway’s neighbourhood, two urban forests are in the process of being built. The GMDA has recently floated tenders for improving Sector 99-115 link road. Using the Japanese Miyawaki technology, these will have green covers that are up to 30 times denser and ten times taller than traditional plantations. This will enhance the space for green living along the Dwarka Expressway. One of the most compelling reasons is Haryana’s Department of Town and Country Planning (DTCP) recently announced it will set up group housing across 2800 acres in old and new Gurgaon, including the sectors 113, 110, 105 and 103 along Dwarka Expressway. MRTS corridor will be intersected with the Metro Extension at Subhash Chowk, ISBT at Sector 10 and Railway Station at Sector 5. Rapid Rail will be intersected with the Metro Extension at Cyber City.
This growing list of developments, along with its likely operationalization in coming months, will make Dwarka Expressway a very promising investment for end-users and investors alike.
PE investments in Indian real estate touch $3.4 billion in 2022: Savills India
Savills India expects $3.5 billion - $4.0 billion of private equity investments in Indian real estate in 2023.
NEW DELHI: Private equity investments inflows into the Indian real estate sector stood at $3.4 billion (Rs 271 billion) at the end of 2022, according to the latest data by Savills India, a global property consulting firm.
Data suggests that commercial office assets remained the frontrunner during 2022 , garnering about half (45%) of the investment pie. Residential and retail sector also witnessed robust growth, riding high on the end-user’s demand.
"Commercial office remains the preferred investment product in India which absorbs around a third of the total APAC office demand by space. With the increase of office REITs, this trend will grow as domestic investor participation increases," said Diwakar Rana, managing director (Capital Markets) of the company.
The company expects $3.5 billion - $4.0 billion of private equity investments in real estate in 2023.
Credit To: ET Realty,
GURUGRAM: The department of town and country planning (DTCP) has issued directions to officials of its planning wing not to issue occupation certificate (OCs) to residential properties where owners have constructed four-storey buildings without prior approval of the building plan.
According to DTCP officials, many residential plot owners have constructed four-storey buildings whereas they got approval for only two floors. They constructed stilt plus four floors hoping that they would get the building plan revised later, but with the recent restrictions on four floors announced by the state government, additional construction is now illegal.
Sources claimed that many property owners are approaching officials to regularise the additional construction by depositing a fee and getting the revised plan approved as per previous norms. Such property owners are in a fix about the future of their building, as some of them have accepted token amounts from buyers.
Credit: ETRealty
A total of 1,244 commercial properties in the city have changed their category to residential properties, 514 to industrial use, 95 to institutional use and 403 to vacant plots.
The MCG officials said this change in property categories was found after a private agency, hired by the MCG to carry out a property tax survey, submitted its report last year.
The MCG teams will now verify if the property categories were changed. Teams will also check the public parking sites, including those in shopping malls, which are charging parking fees from residents.
Commercial properties in the city, such as shopping malls, can get a tax rebate if they provide free parking to the public.
“We have found anomalies after a private agency carried out a survey of properties in the city last year. 16 teams have been formed to check tax evasion. The teams will check all the commercial properties, which have registered a change in their category. Besides the teams, four joint commissioners and three additionaal commissioners will randomly check 5% of these properties each so that the cases are verified. I have asked the teams to submit a report by April 30. The aim of this exercise is to stop loss of revenue to the civic body,” MCG commissioner PC Meena said.
For a residential property, the tax for the ground floor is Rs 1 per sq yard with a plot size of up to 300 sq yards whereas, for a commercial space, the tax for the ground floor is Rs 24 per sq yard with a plot size up to Rs 50 sq yards.
The MCG officials said that the change from commercial to any other category including residential and institutional implies that the property owner has to pay less amount of tax. Property tax is one of the major sources of income for the civic body.
Credit : ETRealty
Credit : ETRealty
GURUGRAM: The department of town and country planning (DTCP) has issued notices to developers to submit building drawings of their projects to start a structural audit process at the earliest.
The structural audit process of 23 highrise residential societies, which was to begin last week, got delayed as developers are yet to furnish building drawings, officials said. Once the drawngs are submitted, the structural audit agencies will calculate the cost of the audit which will be shared between developers and RWAs.
In the order to the management of developer companies, district town planner (enforcement) Manish Yadav said that the structural audit of 23 residential societies is to be carried out by four agencies and developers of these societies have been directed to submit the building drawings in the office of DTP.
“Only after the submission of the drawings, the expenditure on the audit can be estimated and the work can be started. After the amount is assessed, the buildermanagement and RWA will be ordered to share the expenses,” he said.
The societies to be audited in the second phase are CHD Avenue, Paras Dews, Rahea Atharva, Raheja Navodaya, Hermitage Satya, Takshashila Heights, Ansal Estella, Vatika G-21, Wembley Estate, ATS Tourmaline, Indiabulls Centrum Park, Orris Aster Court, GPL Eden Heights, Parsvnath Green Ville, Orris Carnation, Coralwood, Aloha Apartments, Vipul Lavanya, BPTP Park Sareen, Bestech Park View Ananda, NBCC Heights, Hibiscus and others.
In May, the district administration had ordered visual inspection of 55 highrise societies in which four structural audit agencies were to check the buildings on various checkpoints, including overall maintenance of the building, plastering, leakage, seepage, dampness and cracks in the basement, beam, slab and floor dampness, condition of water tanks and shafts built on the roof of the building.
Meanwhile, the second round of structural audit of 15 societies selected in the first phase was to begin from July 10. In the second round, various lab tests were recommended by the structural audit agencies.
“The developers of 15 highrise residential societies, for which visual audit was done and laboratory test were to be done in second round, were issued notices and they were ordered to get the lab test done or take the NOC, consent letter from the RWA and submit it to the DTCP office,” Yadav said.
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